Updated
Updated · InvestmentNews · Aug 6
US Adults Pick Internet Research 73% for Money Advice as Advisors Lead Trust at 79%
Updated
Updated · InvestmentNews · Aug 6

US Adults Pick Internet Research 73% for Money Advice as Advisors Lead Trust at 79%

3 articles · Updated · InvestmentNews · Aug 6

Summary

  • A Gallup survey of 5,000-plus US adults found 73% of guidance-seekers used internet research for financial advice, while only 32% consulted a professional advisor.
  • That gap persists even though 79% said they have at least some confidence in advisors' expertise, the highest of any source, while AI tools were used by 19% but drew great confidence from just 3%.
  • Younger adults are driving that AI use: about one in four Gen Z and millennials used AI for guidance in 2026, versus 7% of baby boomers, yet only 32% of Gen Z and 36% of millennials expressed some confidence in it.
  • Advisor use also tracks financial well-being: 60% of financially fulfilled adults who sought guidance worked with an advisor, compared with 14% of financially stressed adults, who leaned more on family and friends.
  • Edward Jones said the findings highlight an industry problem—advisors hold a trust premium that is not converting into relationships, especially among younger and more financially vulnerable Americans.

Insights

Why do Americans trust financial experts the most but still risk their life savings on chatbot advice?
If advisors already use AI behind the scenes, are you really paying a premium for human expertise?