Thailand Pension System Scores 52.2 in 2026 Index as Ageing Exposes Two D Grades
Updated
Updated · Nation Thailand · Oct 23
Thailand Pension System Scores 52.2 in 2026 Index as Ageing Exposes Two D Grades
3 articles · Updated · Nation Thailand · Oct 23
Summary
Thailand's retirement income system scored 52.2 out of 100 and received a C grade in the 2026 Marsh CFA Institute Global Pension Index, placing it in the lower half of the C band.
Adequacy scored 48.2 and sustainability 45.2—both D grades—showing weak retirement income and long-term funding, while integrity reached 68.3 for a stronger B on governance and member protection.
The result improved from 50.6 last year, but mostly because integrity rose from 63.1; adequacy and sustainability barely changed, leaving Thailand 13.1 points below the 55-system average of 65.3.
Singapore's A-rated 82.0 system is nearly 30 points ahead, while Malaysia scored 61.1 and only the Philippines ranked lower in Southeast Asia at 49.2 with a D.
The index says ageing populations and longer life expectancy will strain underfunded schemes most, reinforcing calls for clearer pension goals, stronger funding and more flexible retirement ages.