Updated
Updated · Mortgage Professional · Aug 7
Canadian Housing Stalls in July as Trump’s 50% Tariff Threat Revives Buyer Uncertainty
Updated
Updated · Mortgage Professional · Aug 7

Canadian Housing Stalls in July as Trump’s 50% Tariff Threat Revives Buyer Uncertainty

3 articles · Updated · Mortgage Professional · Aug 7

Summary

  • Toronto home sales fell year over year for the first time in five months in July, while Vancouver sales dropped nearly 10%, erasing most of June’s rebound and signaling a broader summer stall.
  • Trump’s threat to impose 50% tariffs on Canadian goods and a renewed US-Iran conflict have shaken buyer confidence, with industry executives saying cross-border volatility is again keeping would-be purchasers on the sidelines.
  • RBC still pointed to a two-month rise in Toronto prices, but warned of “significant unevenness” across Canada as economic anxiety clouds demand.
  • CREA has already cut its 2026 national home sales forecast for a second time this year, now expecting a 1.4% decline, and analysts say any Bank of Canada rate hike tied to inflation fears would further pressure the market.
  • Ontario is still the only province CREA expects to post annual sales growth, but market watchers increasingly doubt Toronto will break from the national slowdown before US-driven uncertainty becomes normalized.