Updated
Updated · Yahoo Finance · Aug 4
US Mortgage Rates Firm, 30-Year Fixed Holds at 6.64% as Iran Diplomacy Pauses Strikes
Updated
Updated · Yahoo Finance · Aug 4

US Mortgage Rates Firm, 30-Year Fixed Holds at 6.64% as Iran Diplomacy Pauses Strikes

1 articles · Updated · Yahoo Finance · Aug 4

Summary

  • Zillow data on Aug. 4 showed U.S. mortgage rates mostly higher, with the benchmark 30-year fixed at 6.64%, down 1 basis point from Monday.
  • The move followed a U.S. pause in airstrikes on Iran and a shift toward diplomacy, a geopolitical turn the report said helped firm mortgage rates.
  • Shorter and adjustable loans rose more sharply: the 15-year fixed climbed 6 basis points to 6.07%, while the 5/1 ARM added 8 basis points to 6.73%.
  • Refinance rates remained above purchase loans in most categories, including a 30-year refinance average of 6.72%, while forecasters still see 30-year rates hovering near 6.4% to 6.5% through 2027.

Insights

Will lingering threats in the Strait of Hormuz silently keep your mortgage rates trapped above 6 percent?
How exactly does a paused airstrike in Iran dictate the monthly payment on your next home?
Could hidden lender fees erase the supposed benefits of refinancing even if global tensions finally cool?