Retirees Face 6 Years of Overlapping Shocks, Pushing Shift to Longevity Planning

3 articles · Updated · Forbes · Aug 4

Six years of pandemic fallout, inflation, wars and rapid tech change have left many retirees in continuous adjustment rather than the stable retirement they expected.
That strain stems from a “stacking problem” in which disruptions overlap and recovery time shrinks, making the same five or six difficult years more consequential at 75 than at 30.
Traditional retirement planning still asks whether savings will last, but the report argues longer lives now require longevity planning for health, housing, care, community, purpose and adaptability.
MIT AgeLab research cited in the article says preparedness extends beyond portfolio strength, because a household can remain financially sound while still becoming exhausted by repeated shocks.