Updated
Updated · 24/7 Wall St. · Aug 3
Five Monthly Dividend Stocks Yielding 5%+ Top August 2026 Retiree Safety List
Updated
Updated · 24/7 Wall St. · Aug 3

Five Monthly Dividend Stocks Yielding 5%+ Top August 2026 Retiree Safety List

3 articles · Updated · 24/7 Wall St. · Aug 3

Summary

  • Five monthly payers—Realty Income, Main Street Capital, Agree Realty, EPR Properties and LTC Properties—were highlighted for retirees in August, with yields ranging from 5.04% to 5.66% and emphasis on dividend durability over headline yield.
  • Realty Income and Agree Realty anchor the list with 98.9% and 99.8% occupancy, recent dividend increases to $0.271 and $0.267, and raised 2026 investment or AFFO guidance backed by sizable liquidity.
  • Main Street adds a non-REIT income sleeve: its $0.26 monthly dividend and 19th straight $0.30 supplemental are supported by 1.2% non-accruals and a 17.1% full-year ROE, though falling revenue and rate-cut sensitivity remain risks.
  • EPR and LTC offer the higher-upside end of the group, yielding 5.65% and 5.66%; EPR posted 15.3% AFFO growth and a guidance raise, while LTC reaffirmed $2.75-$2.79 core FFO as it expands senior-housing operations.
  • The broader takeaway for August is quality over reach: strong balance sheets, high occupancy and visible cash flow matter most as bond-proxy REITs reprice against a shifting rate curve.

Insights

Could hidden debt maturities and tenant concentration risks suddenly derail this popular safety-first dividend strategy?
Will shifting interest rates in late 2026 turn these dependable monthly income stocks into dangerous yield traps?
Are retirees sacrificing long-term capital growth just to secure the psychological comfort of monthly dividend payouts?