Updated
Updated · KCRA Sacramento · Aug 3
NerdWallet Data Puts Average Retirement Savings at $537,560 for Ages 55-64
Updated
Updated · KCRA Sacramento · Aug 3

NerdWallet Data Puts Average Retirement Savings at $537,560 for Ages 55-64

3 articles · Updated · KCRA Sacramento · Aug 3

Summary

  • $537,560 is the average retirement savings for Americans ages 55 to 64, according to NerdWallet figures highlighted by CAPTRUST adviser Kathryn McCall.
  • The same data put average savings at $313,220 for ages 45-54, $141,520 for ages 35-44, and $49,130 for people under 35.
  • McCall shared the age-based benchmarks on KCRA 3 as a way for viewers to compare their own retirement balances with peers.
  • She also pointed viewers to a savings approach based on monthly take-home pay, shifting the focus from comparison alone to how much individuals should be setting aside.

Insights

Are age-based retirement averages useful guidance—or misleading comfort—when millions of Americans still have no savings at all?
How much should you really save from each paycheck if retirement benchmarks vary by income, age, debt, and lifestyle goals?