Updated
Updated · Forbes · Jul 31
Forbes Names 96 Retirement Havens in 24 Countries for 2026
Updated
Updated · Forbes · Jul 31

Forbes Names 96 Retirement Havens in 24 Countries for 2026

3 articles · Updated · Forbes · Jul 31

Summary

  • Forbes’ 2026 list highlights 96 places across 24 countries where Americans can retire abroad, with no country on the roster carrying a higher overall cost of living than the U.S. average.
  • Lower housing and healthcare costs drive much of the appeal: examples include $400-a-month rent in Ho Chi Minh City, $450 in Albania and $2,200 for a three-bedroom apartment in Mauritius.
  • The ranking also weighs residency rules, taxes, climate risk and travel links, noting trade-offs such as Vietnam’s 90-day visa runs and the need for retirees abroad to keep paying Medicare Part B from $202.90 a month.
  • Forbes says moving overseas does not erase U.S. tax obligations, though some destinations exempt foreign pension or Social Security income and the Foreign Earned Income Exclusion can shield up to $130,000 in 2026.
  • New additions include Mauritius and Vietnam, while climate concerns reshaped recommendations after wildfires and heat led Forbes to drop France’s Bordeaux region from this year’s picks.

Insights

Could escaping high U.S. living costs secretly trigger a devastating IRS tax trap for unsuspecting retirees abroad?
Are fleeing American retirees inadvertently destroying the exact affordable foreign paradises they desperately seek?
What happens when a dream overseas retirement suddenly turns into a medical nightmare without Medicare coverage?