Updated
Updated · The Washington Post · Jul 29
More Than 1 in 3 Working-Age Americans Put Groceries on Credit in 2025
Updated
Updated · The Washington Post · Jul 29

More Than 1 in 3 Working-Age Americans Put Groceries on Credit in 2025

1 articles · Updated · The Washington Post · Jul 29

Summary

  • More than 1 in 3 working-age U.S. adults used credit cards to buy groceries last year, according to a new Urban Institute survey, and many struggled to pay those balances off.
  • That reliance turns food spending into revolving debt, leaving families to make interest payments for years on groceries they have already consumed.
  • Urban Institute framed the shift as a sign of worsening affordability pressure on basic needs rather than discretionary spending stress.
  • The findings land as household costs remain a political flashpoint, adding fresh evidence that grocery prices are pushing more Americans to borrow for essentials.

Insights

What happens to American families when credit limits max out and financing everyday meals is no longer an option?
With a third of buy-now-pay-later users missing grocery payments, could everyday food debt trigger the next major financial crisis?
If basic groceries now require revolving loans and depleted savings, how close is the average household to total economic collapse?