ATTOM data showed Florida recorded a 0.27% foreclosure rate in the first half of 2026, the highest in the nation.
Higher mortgage rates, rising property taxes and soaring insurance premiums have squeezed homeowners already facing broader cost-of-living pressure.
Pandemic-era protections have ended, leaving some owners who stayed current during COVID-19 newly vulnerable to falling behind on payments.
Housing analysts say struggling borrowers should contact lenders, housing counselors or assistance programs early, while warning Florida's affordability strain could persist.