Updated

Updated · HousingWire · Jul 24

Angel Oak Executives Outline 4 Strategies for Mortgage Growth in High-Rate Market

Updated

Updated · HousingWire · Jul 24

Angel Oak Executives Outline 4 Strategies for Mortgage Growth in High-Rate Market

1 articles · Updated · HousingWire · Jul 24

Angel Oak account executives said originators are finding more growth by adapting to today’s higher-rate market rather than waiting for rates to fall.
Non-QM lending and HELOCs emerged as the biggest opportunities, especially for self-employed borrowers and homeowners who want to tap equity without refinancing low first-lien mortgages.
Eric Olson and Stacy Flanigan said stronger lender relationships now matter more because originators need fast, candid feedback on which loans can actually close.
Their broader advice: focus on controllable drivers such as borrower education, referral networks and niche expertise to keep generating business in a difficult market.

Sources

Are originators saving the housing market with niche loans, or simply pushing borrowers toward riskier financial cliffs?

Could the sudden rush into alternative mortgages and HELOCs be masking a deeper crisis in traditional lending?

What happens to real estate investors when the rental cash flow used to justify their loans suddenly dries up?

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