Updated
Updated · The Motley Fool · Jul 19
CLARITY Act Stalls in Senate as $1.29 Trillion Bitcoin Gains Edge Over Stablecoins
Updated
Updated · The Motley Fool · Jul 19

CLARITY Act Stalls in Senate as $1.29 Trillion Bitcoin Gains Edge Over Stablecoins

3 articles · Updated · The Motley Fool · Jul 19

Summary

  • $1.29 trillion Bitcoin stands out as the main beneficiary of the Senate impasse, with the CLARITY Act still stuck after clearing the House last July.
  • The bill is stalled by disputes over stablecoin yields—which banks say threaten deposits—and over disclosure rules for public officials' crypto holdings.
  • That leaves stablecoins such as USD Coin and altcoins including XRP and Solana waiting for clearer federal rules, while Bitcoin already has broader acceptance as a digital commodity.
  • More than 20 million of Bitcoin's 21 million maximum supply have been mined, and spot ETF approvals in early 2024 have widened retail and institutional access.
  • With its next halving due in 2028 and less reliance on new legislation, Bitcoin is positioned as a relative safe-haven if crypto regulation remains deadlocked.

Insights

Can traditional banks and stablecoins coexist, or is a major disruption to the US financial system simply inevitable?
With US crypto law stalled, will global financial hubs become the new leaders in digital finance?