Updated
Updated · Long Beach Post · Jul 16
U.S. House Passes Penny Phaseout Bill as 1-Cent Coin Costs Nearly 4 Times Face Value
Updated
Updated · Long Beach Post · Jul 16

U.S. House Passes Penny Phaseout Bill as 1-Cent Coin Costs Nearly 4 Times Face Value

3 articles · Updated · Long Beach Post · Jul 16

Summary

  • The bipartisan Common Cents Act cleared the House by voice vote on July 14, sending a plan to end new penny minting to the Senate.
  • Nearly 4 cents to make each 1-cent coin has driven the push, with the U.S. Mint saying penny production has exceeded face value for a 20th straight fiscal year.
  • Existing pennies would remain legal tender, while businesses could round cash purchases to the nearest 5 cents; card, mobile and check payments would not change.
  • One year after enactment, the phaseout would take effect, and the bill also lets Treasury test a lower-cost nickel that still works in vending machines.
  • Canada, Australia and New Zealand have already eliminated their 1-cent coins, a model backers cite as Congress weighs the measure in the Senate.

Insights

With states having their own rounding rules, will this new federal law create more confusion for businesses?
The penny is gone. Is the costly nickel the next coin on the chopping block for the U.S. Mint?
How will rounding cash purchases affect the budgets of the most financially vulnerable families?